Rates & fees
Clear rates and fees before you send
Enter the transfer amount, destination and delivery method to see the exchange rate, transfer fee, total payable and expected recipient amount. We will show these details before you confirm the transaction.
How pricing works
Exchange rate
The exchange rate converts the amount you send into the recipient currency. The current rate will be shown in your quote before payment.
Transfer fee
The transfer fee depends on the corridor, amount, sender payment method and recipient delivery method. The applicable fee will be displayed before confirmation.
Total to pay
The total to pay is the amount you send plus the applicable transfer fee and any other charge expressly shown before payment.
Recipient amount
The expected recipient amount is the amount shown after applying the displayed rate and charges. Any permitted third-party deduction must be disclosed before confirmation.
Quote validity
A quote may be valid for a limited period. If it expires or the transfer details change, M-STB will refresh the rate and amounts before the customer confirms.
Promotions
Promotional pricing applies only under the published promotion terms and eligibility conditions.
Pricing transparency
- • Show the rate and fee before registration wherever technically possible.
- • Show the exact total payable before the customer authorises payment.
- • Explain whether the rate is indicative, fixed for a period or refreshed at confirmation.
- • Identify any payment-method surcharge separately and before confirmation.
- • Do not describe a transfer as fee-free where revenue is earned through an exchange-rate margin unless the approved disclosure makes the pricing clear.
- • Provide a link to Customer Terms, cancellation rules and refund treatment.
- Exchange rate
- 1 GBP = 92.4 GMD
- Transfer fee
- £1.99
- Total to pay
- £200.00
- Estimated delivery
- Within minutes to a few hours
How this quote is calculated
Exchange rate: our GBP↔GMD rate for The Gambia (92.4 GMD per 1 GBP), converted into your sending currency by dividing by the GBP factor of 1 GBP = 1 GBP → 1 GBP = 92.4 GMD.
Transfer fee: base fee of £1.99 for this corridor, converted to GBP at the same GBP factor → £1.99.
Total to pay: the amount you enter to send (£200.00); the fee is deducted from that amount before applying the exchange rate to compute what your recipient receives.
They receive: (£200.00 − £1.99) × 92.4 = 18,296.12 GMD.
Rate updated at Wed Jul 29 2026 00:25:04 GMT+0000 (Coordinated Universal Time). Quote valid for 10 minutes or until you change details.
Rates and fees will be confirmed before payment. Delivery times may be affected by verification, payment method and payout-service availability.